CPA Licensing Jurisdiction
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A 4 page summary and analysis of the article “Substantial Equivalency Practice Privileges” by James H. Thompson and Andreas Rydholm. Bibliography lists 4 sources.
Filename: RACPAar.rtf

CREDIT CARD INDUSTRY AND MANAGEMENT INFORMATION SYSTEMS
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This 8-page paper examines how MIS and technology is helping credit card companies better manage relationship marketing and customer acquisition and retention. Bibliography lists 11 sources.
Filename: MTcremis.rtf

Credit Card Interest Rates
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A 3 page paper about the cost of credit cards. The four basic types of credit cards are identified. Five credit cards are compared in terms of interest rates, grace periods and fees. The costs of one virtual bank is explained. The writer alerts consumers that different banks and companies have different costs even when the credit card is a Visa or MasterCard. 1 Table included. Data included. Bibliography lists 5 sources.
Filename: PGcrdin.rtf

Credit Cards and a Health Economy
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(5 pp) Credit cards are not harmful to the growth of a healthy economy. According to Mike Walden, a North Carolina State University economist and expert on consumer debt, "High consumer debt is common when the economy is healthy. It isn't necessarily a bad sign, either, because credit purchases help create jobs. If everyone suddenly stopped using credit cards, they'd make far fewer purchases, manufacturing companies would have far fewer orders to fill, and the end result would be massive layoffs. Bibliography lists 4 sources.
Filename: BBcrdtcd.doc

Credit Cards and Students
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This 11 page paper looks at research carried out by a student to assess the attitudes of students towards credit cards. The paper outlines the methodology then examines the results present b the student by looking at the answers to each question in turn. The bibliography cites 5 sources.
Filename: TEcreditstudent.rtf

Credit Cards as Plastic Money
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5 pages. With credit cards being offered to consumers almost daily throught their mailbox, through the internet, and virtually everywhere we turn, there is no wonder that credit card usage has multiplied exponentially within the last decade. Along with credit card use, credit card abuse has grown just as well. It is too easy for consumers to get in over their heads when making purchases painlessly through the use of so-called 'plastic money.' By just handing over a credit card to pay for something, the consumer does not really take in the full impact of the amount of money that is being spent, and the fact that they are digging into a deeper hole of debt. Bibliography lists 5 sources.
Filename: JGAccard.wps

CREDIT DERIVATIVES AND DISCLOSURES
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This 5-page paper examines the FASB's proposed amendment to its No. 133, and describes why the amendment is necessary. Bibliography lists 3 sources.
Filename: MTcreditde.rtf

Credit Management in the UK and Ghana; A Comparison
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This 19 page paper is a comprehensive look at credit management in the UK and Ghana. The paper looks at how and why credit is so important to businesses, especially small retailers, with sections on managing debtors, credit control, credit worthiness and access to credit records, cash discounts, debt collection, remedies for bad debt and the role of governments. The paper focuses on comparison. The bibliography cites 18 sources.
Filename: TEcreditUKgh.rtf

Cultural Capital: Culture of Taste
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Culture capital is the hidden ledger that posts the scorecard for cultures within society. Culture capital is social interactions that amount to social transactions among the popular people (dominant) and those who observe them (dominated). This kind of capital is related to taste — the taste of the dominating social group. This paper explores the relationship of taste to capitalism, and briefly looks at consumerism through the eyes of Veblen and Bourdieu. Bibliography lists 3 sources. JVcultast.rtf
Filename: JVcultast.rtf

Culture And The Economic Development Of The European Union
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This 5 page paper considers the question: What does European federalism indicate about the relationship between culture, political development, and economic development? The question is based on the fact that culture plays a key role in political and economic development. The writer first addresses the issue of whether or not the EU can be considered a federation and then discusses the inclusion of culture in EU documents since the beginning but these statements suggest a shared culture unique to Europe. Turkey's push to join the EU is used as an example of how a vastly different culture could upset the EU. The writer also discusses the topic of culture and economic development, in general, concluding there is no distinct answer to the original question. Bibliography lists 6 sources.
Filename: PGeuecd.rtf

Customer Service Reply
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This is a 3 page sample letter in reply to a customer complaint concerning the disclosure of information within a business conglomerate on the Internet.
Filename: KTreplyd.wps

Dangers of Enforced Leisure
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A 5 page position paper agreeing with the concepts presented in Steven Muller’s “Time to Kill” (The National Interest, Summer 1997), in which the author asserts that Europe’s perpetual high unemployment and business-constraining government regulations could in time destroy the fabric of the European culture. Both existing and emerging conditions “suggest that the outcome of large-scale enforced leisure will be a new form of social conflict in Europe” (Muller, 1997; p. 26). Muller’s (1997) thesis is startling and superficially can be rejected. Closer examination, however, reveals that his logic is sound and the future he envisions for all of the world’s most developed economies is one that is quite plausible and needs to be avoided. Bibliography lists 5 sources.
Filename: KSEurForcedLeis.rtf

Death Tax Changes
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4 pages in length. Death tax - also known as estate tax - is a form of taxation that only occurs after one is deceased and one's assets have been calculated. Depending upon how one's assets are left prior to one's demise, the amount of death tax to be paid is determined as a percentage on an incremental scale. The current status of death tax stands through the year 2008, after which time that scale changes again for each of the next two years with 2010 reflecting an appeal of the tax and 2011 starting over at $1,000,000 from that point forward without any further changes to the law. Bibliography lists 4 sources.
Filename: TLCDeathTax.rtf

Decision Making in Management Accounting
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This 9 page paper describes a hypothetical company and the problems encountered with cost allocation, variances, how to plan for cyclic inventories and more. A well researched and highly effective management accounting paper. Bibliography lists 4 sources.
Filename: JGAmnenv.wps

DEFINED BENEFIT AND DEFINED CONTRIBUTION PLANS
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This 3-page paper compares and contrasts defined benefit retirement plans and defined contribution retirement plans. The paper also discusses the advantages and disadvantages of each. Bibliography lists 2 sources.
Filename: MTdebeco.rtf

Defining Economics from an Accounting Perspective:
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This 4 page paper defines economics, and also determines how it can be used as a decision-making tool in the field of accounting. This paper shows how the accounting industry could benefit from incorporating economic theory into the decision making process. Bibliography lists 3 sources.
Filename: GSEconom.rtf

Definitions of Economic Concepts
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This 8 page paper explains the meaning of several economic concepts. These include the role of supply and demand and what is meant by elasticity and how it can be calculated. The difference between nominal and real rates, with examples, the difference between flow and stock, different types of value such as face value, present value and future value. The paper also explains different types of financing, such as equity and debt capital, and different economy types; open and closed economies and the way they may be associated with capitalism and command economies. The final topic is foreign exchange rates and how the rates vary.
Filename: TEdefeco.rtf